Apple opens up NFC access to developers, but at a cost

Until recently, iPhones' near-field communication (NFC) capabilities were largely restricted to Apple Pay and a few other Apple-approved functions. However, with the upcoming release of iOS 18.1, Apple is set to significantly expand NFC access for developers.

Developers will now be able to leverage the Secure Element (SE) on iOS devices to offer a wide range of NFC-based services, including in-store payments, car keys, transit passes, and more. This move comes after Apple reached a settlement with the European Commission over antitrust concerns related to its exclusive control over NFC payments on iPhones.

While the expansion of NFC access is undoubtedly a positive development, it's important to note that it won't come without a price. Developers interested in offering NFC-based services will need to enter into a commercial agreement with Apple, pay associated fees, and adhere to Apple's strict security and privacy standards.

This approach, while likely intended to ensure the quality and security of NFC-based services, could potentially limit innovation and competition in the market. It remains to be seen how developers will respond to these terms and whether they will find the benefits of offering NFC services through Apple's platform to outweigh the costs.

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